Year 2015 Singapore’s Best Credit Cards Review Series — Best Cashback Credit Cards

Cashback credit cards pay you every time you spend on them, possibly more than S$500 a year. The top card, like The American Express® True Cashback Card pays 5% cashback for the first three months, and subsequently 1.5%. In this post, BargainQueen reviews the cashback credit cards that are on top of the Singapore market.


1. American Express® True Cashback Card ♥



  • First Year Fee Waiver and 5% Cashback for the first 3 months
  • Subsequently, 1.5% Cashback on any purchase you make, anytime
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore

Apply American Express® True Cashback Card Now

2. HSBC Platinum Credit Card 


HSBC Visa Platinum credit card now gives you more savings so you can enjoy more with your loved ones, making family moments even more valuable. Enjoy up to 5% cash rebates on groceries and petrol, and up to 2% cash rebates on dining under our Quarterly Cash Rebates Programme.

On top of enjoying the cash rebates of up to 5% on petrol, you will also enjoy 14% instant petrol discounts at all Caltex and Shell stations.


  • Up to 5% cash rebates plus 14% instant discount at all Caltex and Shell stations
  • Up to 5% cash rebates on all grocery spend
  • Up to 2% cash rebates on dining
  • Earn 1 Rewards point with every S$1 charged
  • Equipped with Visa payWave
  • Sign up gift: A United Colors of Benetton Slash 24" luggage (worth S$319) plus an additional United Colors of Benetton Slash 20" luggage and a kid's backpack (worth S$348) with an additional supplementary card sign up
  • Online sign up exclusive: additional S$20 cash rebate


Apply HSBC Platinum Credit Card Now

3. Citibank Dividend Credit Card 



  • 5% cash rebate on petrol and 2% on dining, groceries and at pharmacies globally
  • Save up to 18.3% at Esso and 18.1% at Shell
  • Complimentary travel insurance coverage of up to $1 million
  • 5% cashback at all petrol outlets
  • 2% cashback on dining, groceries and pharmacies
  • 0.5% cashback on all other expenditures

Apply Citibank Dividend Credit Card Now

4. OCBC 365 Credit Card ♥


Highlights: Earn cashback, 365 days a year

  • 6% weekend dining locally
  • 3% weekday dining locally, online spending and groceries
  • Up to 18.3% fuel savings at selected petrol stations
Apply OCBC 365 Credit Card Now


5. OCBC FRANK Credit Card 


Highlights: Year-long cash rebates card.

  • 6% rebates for online buys and NETS FlashPay Auto Top-Ups
  • Unlimited 0.5% rebates for other purchases
  • Choose from 120 free card designs
  • Tap-and-go payment for bus and train rides with NETS FlashPay
Apply OCBC Frank Credit Card Now


6. UOB ONE Card 



  • Up to 3.33% cash rebate on all your spend
  • Earn an additional 2% cash rebate on overseas spend
Apply UOB ONE Card Now


7. CIMB WORLD MasterCard 



  • Get rewarded with a 1% cash rebate with no monthly cap on all your purchases.
  • Automatic Rebate Deduction: The process is fast and convenient. The rebates are automatically offset against your Credit Card bill every month
  • Freedom For Life, With No Annual Fees: Experience year after year of financial freedom - without joining fees or annual fees for the Principal Cardmember, ever.
Apply CIMB WORLD MasterCard Now


8. DBS Live Fresh Card 



  • Earn 3X DBS Points on your overseas spend and travel bookings with Agoda, Expedia, Airbnb and more partners
  • Enjoy 3X DBS Points on your online shopping
  • 5-year annual fee waiver
Apply DBS Live Fresh Card Now


9. Maybank Family & Friends Platinum MasterCard 


Highlights: A cash back credit card that offers you and your family, 5% cash rebates and other privileges

  • Enjoy 5% cash rebates at selected merchants (including NTUC Fairprice/Finest/X-tra, Cold Storage, leading petrol stations and hypermarts in Malaysia) and 0.3% cash rebates on all other purchases
Apply Maybank Family & Friends Platinum MasterCard Now


10.  NTUC Plus! Visa Credit Card 


Highlights: Save and be rewarded on daily expenses

  • 9% off everything at FairPrice
  • Enjoy 5% Off everything at Unity and FairPrice Online
  • Earn 2% LinkPoints rewards on EZ-Reload (bus / train)
  • Earn 1.3% LinkPoints rewards on electricity, water & gas bills
  • Earn 0.3% LinkPoints rewards on all Visa spend
Apply NTUC Plus! Visa Credit Card Now


11.  OCBC Robinsons Visa Platinum Card ♥♥♥



  • Enjoy 5% rebate at more stores than any other card, all year around
Apply OCBC Robinsons Visa Platinum Card Now


12.  POSB Everyday Card ♥♥♥



  • Get up to 6% cash rebate with our everyday partners such as Sheng Siong, SPC, POPULAR, SP Services, StarHub, EZ-Reload and more — plus 3% cash rebate for your flights purchased at and 2% cash rebate on your overseas spend!
  • Use it as an all-in-one card - ATM and EZ-Link Card. Plus, sign-up for EZ-Reload and get a 2% cash rebate!
Apply POSB Everyday Card Now


13.  Standard Chartered Manhattan World Mastercard ♥♥♥



  • Earn up to 3% cashback monthly
Apply Standard Chartered Manhattan World Mastercard Now


14. UOB Preferred Platinum Visa Card ♥♥♥



  • Earn SMART$ rebates when you spend on petrol, movies, travel:
  • 3% rebate at Sephora
  • 2% rebate at Caltex
  • 10% rebate at Coffee Bean & Tea Leaf
  • 3% rebate at epiCentre
Apply UOB Preferred Platinum Visa Card Now



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