Cashback credit cards pay you every time you spend on them, possibly more than S$500 a year. The top card, like The American Express® True Cashback Card pays 5% cashback for the first three months, and subsequently 1.5%. In this post, BargainQueen reviews the cashback credit cards that are on top of the Singapore market.
1. American Express® True Cashback Card ♥♥♥♥♥
- First Year Fee Waiver and 5% Cashback for the first 3 months
- Subsequently, 1.5% Cashback on any purchase you make, anytime
- Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore
2. HSBC Platinum Credit Card ♥♥♥♥♥
HSBC Visa Platinum credit card now gives you more savings so you can enjoy more with your loved ones, making family moments even more valuable. Enjoy up to 5% cash rebates on groceries and petrol, and up to 2% cash rebates on dining under our Quarterly Cash Rebates Programme.
On top of enjoying the cash rebates of up to 5% on petrol, you will also enjoy 14% instant petrol discounts at all Caltex and Shell stations.
- Up to 5% cash rebates plus 14% instant discount at all Caltex and Shell stations
- Up to 5% cash rebates on all grocery spend
- Up to 2% cash rebates on dining
- Earn 1 Rewards point with every S$1 charged
- Equipped with Visa payWave
- Sign up gift: A United Colors of Benetton Slash 24" luggage (worth S$319) plus an additional United Colors of Benetton Slash 20" luggage and a kid's backpack (worth S$348) with an additional supplementary card sign up
- Online sign up exclusive: additional S$20 cash rebate
3. Citibank Dividend Credit Card ♥♥♥♥♥
- 5% cash rebate on petrol and 2% on dining, groceries and at pharmacies globally
- Save up to 18.3% at Esso and 18.1% at Shell
- Complimentary travel insurance coverage of up to $1 million
- 5% cashback at all petrol outlets
- 2% cashback on dining, groceries and pharmacies
- 0.5% cashback on all other expenditures
4. OCBC 365 Credit Card ♥♥♥♥
Highlights: Earn cashback, 365 days a year
- 6% weekend dining locally
- 3% weekday dining locally, online spending and groceries
- Up to 18.3% fuel savings at selected petrol stations
5. OCBC FRANK Credit Card ♥♥♥♥
Highlights: Year-long cash rebates card.
- 6% rebates for online buys and NETS FlashPay Auto Top-Ups
- Unlimited 0.5% rebates for other purchases
- Choose from 120 free card designs
- Tap-and-go payment for bus and train rides with NETS FlashPay
6. UOB ONE Card ♥♥♥♥
- Up to 3.33% cash rebate on all your spend
- Earn an additional 2% cash rebate on overseas spend
7. CIMB WORLD MasterCard ♥♥♥
- Get rewarded with a 1% cash rebate with no monthly cap on all your purchases.
- Automatic Rebate Deduction: The process is fast and convenient. The rebates are automatically offset against your Credit Card bill every month
- Freedom For Life, With No Annual Fees: Experience year after year of financial freedom - without joining fees or annual fees for the Principal Cardmember, ever.
8. DBS Live Fresh Card ♥♥♥
- Earn 3X DBS Points on your overseas spend and travel bookings with Agoda, Expedia, Airbnb and more partners
- Enjoy 3X DBS Points on your online shopping
- 5-year annual fee waiver
Highlights: A cash back credit card that offers you and your family, 5% cash rebates and other privileges
- Enjoy 5% cash rebates at selected merchants (including NTUC Fairprice/Finest/X-tra, Cold Storage, leading petrol stations and hypermarts in Malaysia) and 0.3% cash rebates on all other purchases
10. NTUC Plus! Visa Credit Card ♥♥♥
Highlights: Save and be rewarded on daily expenses
- 9% off everything at FairPrice
- Enjoy 5% Off everything at Unity and FairPrice Online
- Earn 2% LinkPoints rewards on EZ-Reload (bus / train)
- Earn 1.3% LinkPoints rewards on electricity, water & gas bills
- Earn 0.3% LinkPoints rewards on all Visa spend
- Enjoy 5% rebate at more stores than any other card, all year around
12. POSB Everyday Card ♥♥♥
- Get up to 6% cash rebate with our everyday partners such as Sheng Siong, SPC, POPULAR, SP Services, StarHub, EZ-Reload and more — plus 3% cash rebate for your flights purchased at AirAsia.com and 2% cash rebate on your overseas spend!
- Use it as an all-in-one card - ATM and EZ-Link Card. Plus, sign-up for EZ-Reload and get a 2% cash rebate!
- Earn up to 3% cashback monthly
14. UOB Preferred Platinum Visa Card ♥♥♥
- Earn SMART$ rebates when you spend on petrol, movies, travel:
- 3% rebate at Sephora
- 2% rebate at Caltex
- 10% rebate at Coffee Bean & Tea Leaf
- 3% rebate at epiCentre