Year 2015 Singapore’s Best Credit Cards Review Series — Best Grocery Shopping Credit Cards

Do you always pay cash when you buy your groceries? Do you know that you can save more if you pay using certain credit cards? With the high costs of living now, every cent counts. Let BargainQueen help you save by reviewing the Top 7 Best Grocery Shopping Credit Cards in Singapore! And of course do follow our site to get the latest updates on any grocery promotions!

1. Citibank SMRT Platinum Visa Card ♥♥♥♥♥



  • Up to 7% savings on groceries at Giant, Sheng Siong and FairPrice
  • Up to 15% savings on coffee
  • Up to 5% savings on toys & books
  • Redeem your SMRT$ for vouchers and rides
  • Use your credit card as an EZ-Link Card for your daily commute and earn 2% SMRT$ for the Ez-Reload auto top-up transactions of more than $30.25
  • Redeem SMRT$1 for $1 worth of vouchers

Current Promotion:

Enjoy up to 12% savings on groceries for a month at Giant, Sheng Siong and FairPrice for monthly spend of more than $600 if your card is approved by 31 August 2015.

Click to apply Citibank SMRT Platinum Visa Card

2. ANZ Optimum World MasterCard Credit Card ♥♥♥♥♥



Choose how you earn cash rebate based on your spending habits.

Get 5% cash rebate on one of these categories. Your choice, every calendar quarter.

  • Dining & Leisure – Restaurants, hotels, bars and cinemas
  • Travel – Airlines, travel agencies and online travel portals
  • Shopping – Fashion boutiques, online fashion stores
  • Groceries – Supermarkets

In addition to 5% cash rebate on your preferred category, you will earn 1% on all other spend too.

No minimum spend, no limits on the cash rebate you can earn.

Do note you will have to manually redeem the cash rebates online.

Current Promotion:

Get $88 cash rebate (in the form of Optimum$) when you apply for the card now. Valid for new ANZ Credit Cardmembers only.

Click to apply ANZ Optimum World MasterCard Credit Card

3. UOB Delight Credit Card ♥♥♥♥♥



  • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
  • 10% off house brands at Cold Storage, Giant and Guardian
  • Up to 3% rebate on contactless payments and recurring bills
  • Free home delivery at Giant IMM, Parkway, Tampines, VivoCity with S$150 min. spend in a single receipt
  • 0.3% rebate on all other spend
  • Rebates are earned in the form of SMART$.
Click to apply UOB Delight Credit Card


4.  Citibank Dividend Card ♥♥♥♥



  • Save more than 18% on petrol
  • Save up to 5% on all groceries and health & beauty /pharmacies spend (spend at least $50 to qualify)
  • Save 2% on all dining spend
  • Get 0.5% cash back on all other spend

Click to apply Citibank Dividend Card

5. OCBC Plus! Visa Credit Card ♥♥♥♥



  • Get 5% off everything at FairPrice, FairPrice Online and Unity (in the form of LinkPoint Rebates), cardmembers must spend S$500 on other retailers within the same calendar month to qualify.
  • 18.3% fuel savings
  • Enjoy 3% off at Bata and Popular
  • Enjoy fast, easy and secure payments with Visa payWave
  • Earn 2% LinkPoints rewards on EZ-Reload (bus / train)
Click to apply OCBC Plus! Visa Credit Card


6.  OCBC 365 Credit Card ♥♥♥



  • 3% cashback on supermarkets island-wide
  • 6% cashback on weekend dining locally; 3% cashback on weekday dining locally and overseas dining
  • 3% cashback on all online spending (travel, fashion, movie tickets etc)
  • Up to 18.3% fuel savings at selected petrol stations and 5% cashback at all other petrol service stations
  • 3% cashback on recurring telco bills (Singtel, StarHub, M1)
  • 0.3% cashback on all other spend
  • Spend a minimum of S$600 based on posted transactions in a calendar month. If you spend less than S$600, a flat 0.3% cashback is awarded. Cashback amount is capped at S$80 per calendar month.
Click to apply OCBC 365 Credit Card

7. OCBC Frank Card ♥♥♥



  • Earn up to 6% rebates for online purchases (min. monthly spend of $500, rebate capped at $60)
  • When you’ve earned S$60 rebates a month, all other purchases will get unlimited 0.5% rebates.

Click to apply OCBC Frank Card


The focus is on grocery shopping and these cards all offer a certain % of rebates for your purchases, subjected to minimum spend. Which card is suitable for you? Firstly, if you are looking for maximum rebate for your grocery shopping, you have to accumulate all spending in one card due to the minimum spend. Secondly, it will depend on where you shop for your groceries frequently, choose the card that provides most rebates for that retailer. It doesn’t make sense to choose a card with high rebates but for a retailer that you do not frequent often. If you buy from most supermarkets frequently, you can consider the card that offers rebates on all supermarkets. If you shop online for your groceries, consider applying for the OCBC FRANK card which offers a high rebate of 6% for online purchases.

Do factor in other benefits such as petrol savings if you use your card to buy petrol frequently. Hope this post will help you decide which card is the best for you! Happy shopping and remember to pay your credit card bills on time!

BQ.SG is dedicated to provide the most comprehensive deal, sale, promotion news for people who live in Singapore. We have source diectly from more than 2000 online and offline retailers (Singapore and Oversea) to deliver the best deals to you everyday. We varify that each deal is valid, and from a reputable retailer. It is a place where you find great singapore sale everyday!



28 - 31 Mar 2019 SK Jewellery: Warehouse Sale with Buy 1 Get 1 FREE on Solitaires, Wedding Bands, Snoopy Jewellery & Other Deals!

SK Jewellery: Warehouse Sale with Buy 1 Get 1 FREE on Solitaires, Wedding Bands, Snoopy Jewellery & Other Deals!
Local Posted 1 day ago

The biggest jewellery warehouse SALE is here! Buy 1 get 1 Free on solitaires, wedding bands, and Snoopy jewellery from March 28 – 31, 2019 at SK Jewellery Warehouse Sale! Participating brands include SK Jewellery, Love & Co and Sookee Jewellery.



Till 31 Mar 2019 Burger King: Buy 1 Get 1 FREE Double Mentaiko BK Chick’N Crisp & $2 Crispy Chicken Cutlet!

Burger King: Buy 1 Get 1 FREE Double Mentaiko BK Chick'N Crisp & $2 Crispy Chicken Cutlet!
Local Posted 2 days ago

Two is better than one. As Burger King's Woodlands Exchange outlet will be closed starting from 31st March '19, they are bringing you two great deals! Buy 1 get 1 free Mentaiko BK Chick'N Crisp ($6) and get a Crispy Chicken Cutlet for only $2 (UP $3.90) at Burger King Woodlands Exchange, Fu Chun CC, Woodlands CC & Marsiling Mall. So come on over to enjoy this limited time offer! T&Cs apply.



27 Mar 2019 LiHO: Flash Banner & Like LiHO’s Instagram to Enjoy Milk Tea with Pearls at Only $1.70

LiHO: Flash Banner & Like LiHO's Instagram to Enjoy Milk Tea with Pearls at Only $1.70
LocalLast Day Posted 10 hours ago

Craving for some LiHO TEA? Head down to selected LiHO outlets to enjoy a Milk Tea with Pearls (M) at only $1.70! Just flash the below banner and like LiHO TEA's instagram page to redeem! On 27th March 2019 only!



29 - 30 Mar 2019 Tangs: 12% Rebate + Up to 70% OFF + Up to $120 Beauty Vouchers & More!

Tangs: 12% Rebate + Up to 70% OFF + Up to $120 Beauty Vouchers & More!
Local Posted 1 day ago

FOUR DAYS TO Tangs' 12% REBATE! Can't wait? Start your wishlist now! Head down to Tangs on 29 and 30 March with extended store hours till 10.30pm! Besides 12% rebate for Tangs members, also get 70% off selected Home & Kids items, 10% off selected Electrical Appliances and 20% off selected Fashion items! Spend a minimum at Tangs Beauty to get up to $120 Beauty Vouchers!

Also enjoy $120 off with every $1000 spend on mattresses plus FREE Dyson V7 Fluffy + Vacuum Cleaner with every $3,688 spend on mattresses! You can also purchase a Delsey Carlit 55cm 4-Wheel Expandable Cabin Trolley Case at $119 (UP $360) with a min. $100 spend at Fashion. T&Cs apply.



Till 28 Mar 2019 Häagen-Dazs: Enjoy 1-for-1 Double Scoop Ice Cream at All Häagen-Dazs Shops!

Häagen-Dazs: Enjoy 1-for-1 Double Scoop Ice Cream at All Häagen-Dazs Shops!
Local Posted 11 hours ago

What better way to celebrate Spring in style, then by bringing back Häagen-Dazs' FREE double Scoops promotion?

From now until 28 March, buy a Double Scoop and get a Double Scoop FREE! Come double your happiness @S$10.9! T&Cs apply.



Till 31 Mar 2019 7-Eleven: Get NEW Hokkaido Milk Mr Softee at $2 for 2 Cups!

7-Eleven: Get NEW Hokkaido Milk Mr Softee at $2 for 2 Cups!
Local Posted 12 hours ago

NEW Mr Softee flavour, Hokkaido Milk has officially landed at 7-Eleven stores in Singapore!

Have you tried this a-moo-zing new flavour? If you haven't, get your creamy fix at any of the stores listed below and also enjoy the special offer of 2 cups for only $2 (UP $1.50 per cup) from now till 31 Mar 2019!