Year 2015 Singapore’s Best Credit Cards Review Series — Best Grocery Shopping Credit Cards

Do you always pay cash when you buy your groceries? Do you know that you can save more if you pay using certain credit cards? With the high costs of living now, every cent counts. Let BargainQueen help you save by reviewing the Top 7 Best Grocery Shopping Credit Cards in Singapore! And of course do follow our site to get the latest updates on any grocery promotions!

1. Citibank SMRT Platinum Visa Card ♥♥♥♥♥



  • Up to 7% savings on groceries at Giant, Sheng Siong and FairPrice
  • Up to 15% savings on coffee
  • Up to 5% savings on toys & books
  • Redeem your SMRT$ for vouchers and rides
  • Use your credit card as an EZ-Link Card for your daily commute and earn 2% SMRT$ for the Ez-Reload auto top-up transactions of more than $30.25
  • Redeem SMRT$1 for $1 worth of vouchers

Current Promotion:

Enjoy up to 12% savings on groceries for a month at Giant, Sheng Siong and FairPrice for monthly spend of more than $600 if your card is approved by 31 August 2015.

Click to apply Citibank SMRT Platinum Visa Card

2. ANZ Optimum World MasterCard Credit Card ♥♥♥♥♥



Choose how you earn cash rebate based on your spending habits.

Get 5% cash rebate on one of these categories. Your choice, every calendar quarter.

  • Dining & Leisure – Restaurants, hotels, bars and cinemas
  • Travel – Airlines, travel agencies and online travel portals
  • Shopping – Fashion boutiques, online fashion stores
  • Groceries – Supermarkets

In addition to 5% cash rebate on your preferred category, you will earn 1% on all other spend too.

No minimum spend, no limits on the cash rebate you can earn.

Do note you will have to manually redeem the cash rebates online.

Current Promotion:

Get $88 cash rebate (in the form of Optimum$) when you apply for the card now. Valid for new ANZ Credit Cardmembers only.

Click to apply ANZ Optimum World MasterCard Credit Card

3. UOB Delight Credit Card ♥♥♥♥♥



  • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
  • 10% off house brands at Cold Storage, Giant and Guardian
  • Up to 3% rebate on contactless payments and recurring bills
  • Free home delivery at Giant IMM, Parkway, Tampines, VivoCity with S$150 min. spend in a single receipt
  • 0.3% rebate on all other spend
  • Rebates are earned in the form of SMART$.
Click to apply UOB Delight Credit Card


4.  Citibank Dividend Card ♥♥♥♥



  • Save more than 18% on petrol
  • Save up to 5% on all groceries and health & beauty /pharmacies spend (spend at least $50 to qualify)
  • Save 2% on all dining spend
  • Get 0.5% cash back on all other spend

Click to apply Citibank Dividend Card

5. OCBC Plus! Visa Credit Card ♥♥♥♥



  • Get 5% off everything at FairPrice, FairPrice Online and Unity (in the form of LinkPoint Rebates), cardmembers must spend S$500 on other retailers within the same calendar month to qualify.
  • 18.3% fuel savings
  • Enjoy 3% off at Bata and Popular
  • Enjoy fast, easy and secure payments with Visa payWave
  • Earn 2% LinkPoints rewards on EZ-Reload (bus / train)
Click to apply OCBC Plus! Visa Credit Card


6.  OCBC 365 Credit Card ♥♥♥



  • 3% cashback on supermarkets island-wide
  • 6% cashback on weekend dining locally; 3% cashback on weekday dining locally and overseas dining
  • 3% cashback on all online spending (travel, fashion, movie tickets etc)
  • Up to 18.3% fuel savings at selected petrol stations and 5% cashback at all other petrol service stations
  • 3% cashback on recurring telco bills (Singtel, StarHub, M1)
  • 0.3% cashback on all other spend
  • Spend a minimum of S$600 based on posted transactions in a calendar month. If you spend less than S$600, a flat 0.3% cashback is awarded. Cashback amount is capped at S$80 per calendar month.
Click to apply OCBC 365 Credit Card

7. OCBC Frank Card ♥♥♥



  • Earn up to 6% rebates for online purchases (min. monthly spend of $500, rebate capped at $60)
  • When you’ve earned S$60 rebates a month, all other purchases will get unlimited 0.5% rebates.

Click to apply OCBC Frank Card


The focus is on grocery shopping and these cards all offer a certain % of rebates for your purchases, subjected to minimum spend. Which card is suitable for you? Firstly, if you are looking for maximum rebate for your grocery shopping, you have to accumulate all spending in one card due to the minimum spend. Secondly, it will depend on where you shop for your groceries frequently, choose the card that provides most rebates for that retailer. It doesn’t make sense to choose a card with high rebates but for a retailer that you do not frequent often. If you buy from most supermarkets frequently, you can consider the card that offers rebates on all supermarkets. If you shop online for your groceries, consider applying for the OCBC FRANK card which offers a high rebate of 6% for online purchases.

Do factor in other benefits such as petrol savings if you use your card to buy petrol frequently. Hope this post will help you decide which card is the best for you! Happy shopping and remember to pay your credit card bills on time!

BQ.SG is dedicated to provide the most comprehensive deal, sale, promotion news for people who live in Singapore. We have source diectly from more than 2000 online and offline retailers (Singapore and Oversea) to deliver the best deals to you everyday. We varify that each deal is valid, and from a reputable retailer. It is a place where you find great singapore sale everyday!



Till 31 Mar 2018 Singtel: Subscribers Enjoy 1-for-1 and 50% OFF Dining Deals in March!

Singtel: Subscribers Enjoy 1-for-1 and 50% OFF Dining Deals in March!
Local Posted 3 days ago

Being a Singtel users does have its perks, especially when it comes to exclusive dining deals! Exclusively for Singtel subscribers, enjoy 1-for-1 and 50% off dining deals at Atrium Restaurant, Seoul Yummy, Escape Restaurant & Lounge, Morganfield's and more! Enjoy yummy hotel buffets, steaks, lobsters, ribs and more when you make your reservations via HungryGoWhere!



Till 18 Mar 2018 Circles.Life: Enjoy 8GB Mobile Plan at Only $28 Without Contract!

Circles.Life: Enjoy 8GB Mobile Plan at Only $28 Without Contract!
LocalLast DayIT Show 2018 Posted 3 days ago

The IT Show has started! Here's one of the IT Show deals you can sign up at the comfort of your home! If you are looking to change your plan from another telco, Circles.Life is offering their no contract plan now with 6GB plus additional 2GB at only $28! Only valid till 18 March 2018, remember to sign up with the code below!


Limited time only! Microsoft Store Singapore: Save Up to $151 on Select Xbox One S Consoles!

Microsoft Store Singapore: Save Up to $151 on Select Xbox One S Consoles!
Local Posted 3 days ago

Feeling bored and need a way to destress? How about getting a Xbox console and lose yourself in the virtual gaming world for a while? Microsoft Store Singapore is having a huge sale on select Xbox One S consoles bundled with a game starting from only $298! That's savings of $151 (UP $449)! Get one before the stocks run out!



Fatboy’s The Burger Bar: 30% OFF One Signature Burger / Main Dish + One Drink

Fatboy's The Burger Bar: 30% OFF One Signature Burger / Main Dish + One Drink
Local Posted 4 hours ago

Dig right into a spread of hearty Western main meals from Fatboy's The Burger Bar, where you can choose from 18 different types of dishes that range from its signature burgers, kinds of pasta, and more. With an equally exhaustive beverage list, you'll be spoilt for choice here!

Now enjoy 30% off One Signature Burger / Main Dish + One Drink for One Person when you purchase this Fave deal! Available for a limited time only.



Wah! Kungfu: 40% OFF A La Carte Menu

Wah! Kungfu: 40% OFF A La Carte Menu
Local Posted 4 hours ago

If you have not sampled the spectacle of frog cuisine, then this cash voucher is your golden ticket to a new and adventurous experience! Snack on frog legs cooked in 10 distinct styles, or simply opt for other specialities such as hand-pulled lamb, pickled mustard grilled fish, and more.

Now grab this Fave deal and pay only $36 for a $60 Cash Voucher at Wah! Kungfu! That's a savings of 40%! Limited time only while stocks last!



Till 31 Mar 2018 Domino’s Pizza: Save Up to $48.70 with Coupon Codes!

Domino's Pizza: Save Up to $48.70 with Coupon Codes!
Local Posted 4 hours ago

Incredible great deals from Domino's Pizza! Let's feast on delicious pizzas and snacks with these coupons! Valid till 31st March 2018.