Do you get a shock when you see your monthly handphone bills? Or do you find that your handphone bills are getting higher? Let BargainQueen tell you a few tips on how to save money on your handphone bills!
1. Choose a suitable plan according to your usage
The first step is of course to choose the best plan that fits you to avoid excess usage charges. There are 3 main telecommunication companies in Singapore, M1, Singtel and StarHub. Each of them has plans to cater to different needs and budget e.g. youth or senior plans. Do a comparison before choosing your plan. When in doubt, choose a lower plan, and when the first month bill arrives, you can do a upgrade to a higher plan if your usage is higher. Usually the telcos do not allow a downgrading of plan if you have a contract tied (unless you pay a penalty fee).
If you already owe a handphone and dun need a new one, you can consider the SIM only plans from the different telcos where you may get further rebates on your plans or higher data bundled.
Also check with your company if they have any corporate tie-ups with any of the telcos, so that you will get up to 20 to 25% discounts off your monthly plans and free value-added services like Caller ID.
Check out the 3 telcos' plans below:
2. Switch to Prepaid Cards
If your usage is not high, you can consider buying prepaid cards instead. There are always promotions for the cards and when you top-up. Check out the past promotions:
- Singtel: Prepaid Mobile user Get 500MB of local data FREE when you top up at self-serve channels
- Starhub: Prepaid SIM offer 100GB mobile data but only for first 5 days
- M1: FREE 100GB of local data with purchase of pre-paid M Card
3. Bundles with home broadband and TV services
If you need home broadband and TV services, definitely bundle them under the same telco for the best perks! Both Singtel and StarHub give up to 30% off maximum 5 lines in your family (same registered address) for bundled service customers. That's a lot of savings monthly!
4. Monitor your data usage closely
Track your data usage closely with your phones (some phones come with in built data usage trackers), apps (try My data manager available on Apple Store and Google Play) or log on to your telco account! We all know that excess data charges out of your postpaid plan are exorbitant! Don't get a bill shock!
5. Pay your bills the smart way
How you pay your bill can help you save money too! Here's a few smart ways:
- Pay by OCBC 365 card - Not all cashback credit cards include telco bills as spending. This credit card gives 3% rebate on recurring telco bills! (Terms and conditions apply)
- Pay by UOB One Card - This is another card that includes telco bills as spending. You can earn up to 5% rebate on all spending including telco bills! (Terms and conditions apply)
- Pay by POSB Everyday Card - For StarHub bills, you can get up to 1% cash rebate! (Terms and conditions apply)
- Pay by HSBC Visa Platinum Credit Card - 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
- Sign up for specific telco credit cards for more rebates :
- Sign up for automatic recurring bill payments with credit cards such as Citibank One-bill and UOB Bill Pay to earn rewards points and rebates if you do not have the above cards.
6. Claim your telco reward points to offset bill
Dun forget your reward points earned by paying your telco bills monthly! For every $1 bill spent, you will earn 1 point for M1 and StarHub. For M1, with every 1000 points collected, you will get another 100!
M1 Sunperks - $5 off mobile bill subscription per month for 6 months with 2400 points
StarHub Reward points - $10 bill rebate for 700 points, $20 bill rebate for 1400 points and so on.
BQ hopes that the above ways are useful to you for reducing your phone bills! Do you have any other ways to reduce your telco bills? Let us know and we will share with the other readers! 🙂
Also check out our other recommendations for the best credit cards here!