Credit Card Recommendation: Citibank Rewards Card

If you are a shopaholic (high five!), this credit card is made for you! You can earn Rewards Points when you shop and redeem it for shopping, dining vouchers, cash rebates or miles! For every $1 spent shopping on clothes, bags or shoes or at department stores or online shopping websites, you can earn 4 miles (10X Rewards) which is much higher than other cards which give 1+ miles per $1 spent locally. There's also many shopping benefits with this Card, such as up to 30% off online shopping at ZALORA, Luxola, Klareti, ShopBack and more.


Earn Miles or Cash Rebates Fast

If you want to earn miles fast, combine this card with Citibank Premiermiles Card! Use your Rewards card for shopping and Citibank Premiermiles Card for any other expenses. If you prefer cash rebates, use this card for shopping and Citibank Dividend Card (check our review here) for any other expenses.

You can take advantage of Citibank's promotion of getting 2 credit cards plus a Ready Credit account, to get a free Cabin-Sized Luggage with Swarovski Crystal OR Philips Bluetooth® Stereo Headset with Built-in Mic with $100 spend in the first month from card approval date. Promotion is valid while stocks last, till 31 December 2015. Apply here now!


Citibank Rewards Card Benefits

Now you can earn Rewards Points even faster by charging your fashion purchases to a single card. Earn 10X Rewards and have the freedom to redeem for absolutely anything. Shopping is more rewarding with the Citi Rewards Card!

  • Earn 10X Rewards (10 Rewards Points for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites.
  • Redeem your Rewards Points for anything you like - Miles, Shopping or Dining Vouchers or Cash Rebate.
  • Get up to 30% off Online Shopping at ZALORA, Luxola, Klareti, ShopBack and more.
  • Get 15% off regular priced items at Bread & Butter, Camper, Evisu and True Religion.
  • More than $1,500 worth of shopping vouchers* as a welcome gift from Rakuten, Havaianas & CommonThread, HipVan, Luxola, ZALORA and many more.
  • Exclusive deals (Citi Gourmet Pleasures) for
    • Kuro Restaurant & Bar
    • Skvye Wine Bistro
    • Velvet Underground
    • Zouk Club
    • Zouk Wine Club
  • Earn up to 10% Citi Rebate at over 700 merchant outlets including Burger King, Cold Storage and Starbucks. You can redeem them on your next purchase at any of the merchant outlets.
  • 5% cash back on online shipping charges with Citi Globeshopper 


When do you earn 10X Rewards?


Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) whenever you shop for clothes, bags or shoes or at department stores or online shopping websites. Valid for both local and overseas shopping.


For example, if you spend S$2,100 in total, you earn 21,000 rewards points.



Accumulate your Rewards Points and redeem for any item on your wishlist! For illustrative purposes only:


Check out their rewards catalogue here.


Card Eligibility: 

  • You must be aged 21 years old and above
  • Earn a minimum annual income of S$30,000
  • For foreigners, minimum annual income to qualify is S$42,000
  • For salaried employee: a copy of your NRIC/passport, latest original computerized payslip or Tax Notice of Assessment or last 12 months CPF statement
  • For self-employed: a copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements


What it costs

  • Basic Card annual fee : S$192.60 (inclusive of GST)
  • Supplementary Card annual fee : S$96.30 (inclusive of GST)
  • First year annual fee waiver for Basic and 2 Supplementary cards
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